Is weather damage covered in your insurance policy in the Atlanta area? 

If a tree falls on your house during an Atlanta storm, will your homeowner's insurance cover the cost of repairing the damage? It all depends on your policy and the deductible. Read your policy and go through it with a fine-toothed comb. Check for any limitations and exclusions, and your deductibles. Wind and storm deductibles can be costly.

Your policy may have a higher deductible for wind and hail damage, and flood damage is generally not included in a typical policy and has to be purchased separately. The federal government under FEMA offers flood insurance, and there are also some privately owned flood insurance carriers.

The cost to repair storm damage out of pocket in Atlanta depends on the type of damage, extent of the damage, and your deductible. If you want to sell a house that has sustained storm damage, consider selling it to We Buy Ugly Houses^® if expenses for the deductible are too high. You can move on from your damaged house and start anew with the cash you get for your house.

Flood damage in Atlanta, Georgia

According to RiskFactor, “There are 13,334 properties in Atlanta that have greater than a 26% chance of being severely affected by flooding over the next 30 years. This represents 14% of all properties in Atlanta.” Global climate change will increase the risks. As global temperatures rise, extreme rainfalls will become more common and intense, leading to flooding from ground oversaturation and the overflowing of streams and rivers.

Although many areas of Atlanta can flood under certain conditions, homes in a flood zone are particularly vulnerable. You can learn whether your house is in a flood zone by using FEMA’s flood zone map feature. If your house has been damaged in a flood, you might want to skip the headaches and expense of renovation and consider selling it to a reputable cash house buyer like We Buy Ugly Houses. We specialize in buying houses that have problems.

Sell your house in three easy steps.

Hail damage to homes in Atlanta 

The Interactive Hail Maps website reported that in 2023, “the Atlanta, GA area has had 27 reports of on-the-ground hail by trained spotters and has been under severe weather warnings 64 times during the past 12 months.”

Hail damage is usually in the form of random dimples and punctures on asphalt shingles; cracks and impact marks on wood shingles; and dents on siding, gutters, and downspouts. If the wind is strong, horizontally flying hail can break windows and damage painted surfaces.

If hail damage isn’t repaired on roofs, it can cause leaks, and the moisture that enters allows mold and mildew to flourish. Has your house suffered hail damage and you can’t afford to fix it? We Buy Ugly Houses can give you a fair cash offer on your house and relieve you of the burden and dangers of a damaged roof, leaks, and mold caused by hail.