If you're planning to sell your home in Denver, you’ll likely want to understand what happens when a buyer is using an FHA loan. These types of loans make it easier for many people to buy a house, but they also come with specific rules about the home’s condition. That means your house might need […]
When a veteran or active-duty service member is thinking about buying a house, a VA home loan can make things a lot easier. This loan program is backed by the US Department of Veterans Affairs and comes with great perks like no down payment, competitive interest rates, and no private mortgage insurance. But before a […]
Owning a house has always been considered part of the American dream. But now, more and more people are feeling weighed down by what it actually costs to stay in their homes. With higher housing costs, unexpected bills, and rising everyday expenses, owning a home isn’t as simple—or affordable—as it used to be.
If you’re […]
Selling your Denver property isn’t always as simple as putting up a “For Sale” sign. The process can change depending on the property type and its condition, as well as the condition of the real estate market. Some properties sell quickly, while others can sit on the market for months. Whether you're selling a single-family […]
With an inherited house, what role does an executor play?
An executor, commonly known as a “personal representative” in Colorado, is usually named in the deceased’s will. If there’s no will, heirs will choose someone to be executor, or probate court will. The executor’s main responsibilities are to pay taxes and debts, then split what’s […]
Inheriting a house after the death of a loved one in Denver
While inheriting a house is in some ways a gift, it can also be an emotional time. In the midst of grieving, financial and legal issues must also be dealt with, and there are a lot of challenges to get through and […]
What is mortgage default?
According to RocketMortgage, “Mortgage default occurs when a homeowner fails to uphold the agreed-upon terms defined in their promissory note or deed of trust they signed when taking out their mortgage. It’s possible to default on a mortgage loan in a few ways, the most common being if a homeowner stops […]
How to navigate real estate scams in Denver
Selling a house in Denver is a multi-step process with several interested parties. At any point along this journey, there is an opportunity for real estate fraud. According to a report from the FBI, losses from housing scams increased by 64% from 2020 to 2021, at a […]
Vacant houses can attract crime, create health hazards, and hurt your property value. Left abandoned too long, these unpleasant eyesores can suffer broken windows, holes in the roof, rodent infestations and/or graffiti. If there is an unattended house in your Colorado neighborhood, we are here to educate you on your rights to take action.
What […]
Will your insurance cover flood damage to your Denver home?
Even if you don’t live in a flood zone, your Denver home could still be flooded. One in five flood insurance claims occur in a low-risk area. The damage alone is hard to handle, but it’s nothing compared to the anguish of discovering that the […]
