Stop My Foreclosure in New York!

Save Your New York Home from The Bank

Fast Way To Stop Foreclosure

We can help you stop your foreclosure. Act now and sell your house to We Buy Ugly Houses® for cash. We’re buying homes from New Yorkers who are facing foreclosure! The time to act is now. Contact our local home buying specialist to get a no-obligation, free cash offer. We typically close fast, in as little as three weeks or later, on your schedule.

You have an opportunity! Housing is in short supply in New York, and home values are rising. So, take advantage of the seller’s market to cash in on the equity in your house. You could get enough cash to pay your mortgage and have money left over. Our New York home specialists can help you through this process. You may get cash for your house and avoid losing it at auction.

Call We Buy Ugly Houses® at 866-200-6475

A Seller’s Market

Sellers have the advantage in today’s housing market. New York home values have steadily risen, and at the same time, the number of homes available to buy has fallen. So, if you need to sell your home to stop your foreclosure, market conditions could be a lot worse.

A foreclosure will do severe damage to your credit and leave you with nothing. But if you have enough equity in your house, you can sell it, pay your debt, and maybe even still have cash left over.  

The business intelligence firm CoreLogic has reported most homeowners in New York and around the country have seen an increase in their home values in the past year. In addition, the firm’s data suggests most homeowners have positive equity in their homes.

Odds are your home could be worth more than when you bought it, and selling your house could stop your foreclosure!

We can give you a no-obligation cash offer for your home.

Fill out our First Step form or call 866-200-6475 to learn more about stopping your foreclosure in New York before it is too late. 

When Does A Foreclosure Start In New York?

Federal law requires that lenders wait until a loan is delinquent for 120 days before sending a notice of default. The day a homeowner gets a default notice is the first day in their foreclosure process.

Call We Buy Ugly Houses® at 866-200-6475

New York Foreclosure Law & Process

Foreclosure procedures in New York are similar to those in most states. Here are some steps to remember according to the New York State court system:

  • In New York, foreclosures must proceed through the court system. This requirement automatically gives a homeowner the right to contest their foreclosure. This also means the foreclosure process in New York could take longer than in a state where a court case is not required.
  • If you miss mortgage payments, lenders must mail you information about getting help with your mortgage at least 90 days before they file a complaint in court.
  • The lender files a court case and serves you with a court summons either in person or by mail. You must answer the complaint in writing. You’re given 20 days to respond if you were served in person or 30 days if you were served by mail. If you don’t answer, you can get another 30-day grace period.
  • You and the lender are required to attend a settlement conference to try to work out a deal that allows you to keep your home and avoid foreclosure. If you don’t answer the court summons after the second grace period, or you answer and don’t attend the settlement conference, the lender can ask the court for a summary judgment against you.
  • The lender can also request a judgment against you without a trial if a settlement isn’t reached.
  • If the judge signs a foreclosure judgment against you, an auction will be scheduled to sell your home. The sale must be advertised for at least 21 days.
  • The foreclosure case will be dismissed if the judge sides with you at trial.
  • You and your lender can agree to a settlement out of court at any time before the judge makes a foreclosure judgment.

Stop A New York City Foreclosure

Time is of the essence when you’re facing a foreclosure.

Our local homebuyers in New York are market experts. They can quickly answer your questions about stopping a foreclosure, market trends and selling your house fast.

You have an opportunity to get the cash you need to stop the bank from taking your house.

Fill out our First Step form or call 866-200-6475 to stop your foreclosure in New York!

Stop An Albany Foreclosure

We Buy Ugly Houses® New York is working every day to help local homeowners escape ugly foreclosures.

Our independently owned and operated homebuyers can visit your house in person or virtually and can make a fast cash offer. They are market specialists who can thoroughly explain our fast-buying process.

They’re waiting to help you stop your foreclosure in Albany. Fill out our First Step form or call 866-200-6475.

Stop Your Buffalo Foreclosure

The Buffalo area is seeing major impacts on the housing market. Don’t let a foreclosure hurt your credit and deprive you of the equity in your home. If you are behind on payments or in foreclosure, you could use some help.

Our local Buffalo market specialists can help you through this tough time and stop your foreclosure. Don’t lose the equity in your home. We Buy Ugly Houses® New York may be able to buy your home before it is gone.

Fill out our First Step form or call 866-200-6475 to stop your foreclosure in Buffalo.

Stop A Lower Hudson Valley Foreclosure

You’ll be in good hands when you choose to sell your house to our local homebuyers in the Lower Hudson Valley. This is a scary moment, but our trusted buyers can see you through it.

You don’t need to lose your house in foreclosure. Instead, lean on We Buy Ugly Houses® New York’s expertise. Our independent homebuyers can make you a cash offer fast.

Let us guide you out of foreclosure. Get cash for your house and protect your credit.

Fill out our First Step form or call 866-200-6475 to stop your foreclosure in the Lower Hudson Valley. 

Stop A Mid-Hudson Valley Foreclosure

You don’t have to do this alone. Our trusted local homebuyers in the Mid-Hudson Valley are experts who can quickly explain our selling process.

The bank just wants their money back. They don’t care how they get it. So, take advantage of our market specialists’ expertise and sell your house.

You can cash in your home equity and beat foreclosure. We may be able to buy fast enough to close before your house goes to auction.

Don’t fix anything. Don’t make any improvements. Just sell your house fast and stop your foreclosure.

Fill out our First Step form or call 866-200-6475 to stop your foreclosure in the Mid-Hudson Valley.

Stop A Rochester Foreclosure

Take a chance with We Buy Ugly Houses® New York. We can help you stop your foreclosure by buying your house. If you have positive equity in your home, you could even walk away with a bit of cash.

Our local market specialists are part of a homebuyer network that has been buying houses around the country since 1996. We buy houses for cash fast. Call one of our local homebuyers and see ask how we can help.

Fill out our First Step form or call 866-200-6475 to learn how to stop your foreclosure in Rochester.

Call We Buy Ugly Houses® at 866-200-6475

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Don't lose your hard-earned equity! 

Sell your house before it is foreclosed!