Help! I’m Being Forced To Sell My House

Help! I’m Being Forced To Sell My House

Can You Be Forced to Sell Your House?

Yes, unfortunately. Life is full of unexpected twists and turns. No one ever expects to be forced into selling their home against their will, but for many Americans, circumstances like this are all too real. The following are just a few reasons why this might happen to a homeowner.

Short Sale or Pre-Foreclosure

The phrase “under water” refers to a situation in which a property owner owes more on a mortgage than the property can currently be sold for. This unfortunate situation is referred to as an “upside-down” mortgage.

If a property owner is no longer able to make payments on the full mortgage amount, the mortgage holder (usually a bank) may agree to sell the distressed property for less.

This is called a short sale. Sadly, the circumstances leading to such an outcome are overwhelmingly stressful on the homeowner, and the process of navigating the paperwork and red tape can be arduous. Still, a short sale may be a favorable alternative to foreclosure. It’s usually a less expensive process for the bank, and the impact on the homeowner’s credit may be lessened, though this is not always the case.

A pre-foreclosure differs in that these properties are often not actively for sale. Although foreclosure proceedings have begun on these properties, the homeowners still legally own them.


The breakdown of a marriage is one of the most life-altering and emotionally draining experiences that a person can ever experience. It can also have a serious impact on your finances and living arrangements.

For a lot of couples the impact on emotional and financial well being can be devastating. During the divorce process, a fair and equitable division of property hast to be determined. Sometimes, one party will offer to “buy-out” the other party by paying half of the home’s equity to the owner, who agrees to stop living there.

This isn’t always possible, but can work well if one person wants to continue living in the marital home and the other doesn’t. More often though, the decision is made to sell the family home and split the proceeds between each party.

This can be a mutual decision between homeowners, or may be determined by a judge as part of the divorce settlement.

Death in the Family

Coping with the loss of a close family member is painful, and often overwhelming. The sudden loss of a spouse can catch a family off-guard and may impact finances in a way that was never planned for.

If financial plans weren’t in place, a loss of income may make affording the family home impossible. This is especially true when one’s spouse passes. The grief and emptiness felt by a spouse may be compounded by a sense of panic as a family’s financial situation suddenly becomes uncertain.

Although painful, selling your home may be the only available option.

The death of a parent can present its own unique challenges. A home that once belonged to an elderly parent may need significant repairs and can often be unsellable in its current state.

This could mean the home needs new roofing, electrical work, plumbing repairs, etc., and the laundry list may prove too difficult to resolve for children or other heirs.

What can you do?

Whether facing a foreclosure, an impending divorce, or the death of a loved one, the experienced professionals at We Buy Ugly Houses can help.

You’ll receive cash for your home in its current condition. There’s no cleaning, no painting, and no costly repairs for you to take care of. Why wait for bank approvals and endless paperwork when We Buy Ugly Houses offers a quick closing with all closing costs paid?